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Sample demand letter for emotional distress

Sample demand letter for emotional distress

It is often very difficult to recover damages for injuries that resulted in emotional distress. Unlike a broken bone or other physical injury, it is often hard to definitively prove your injuries.

Thus, it is important to understand the different types of emotional distress claims that you may make before attempting to file a lawsuit based on emotional distress.

In short, the law recognizes emotional distress as a state of mental suffering that occurs because of an experience caused by the negligence or intentional acts of another, usually of a physical nature. Bystanders or individuals who personally experienced the emotional trauma, along with their relatives, may be able to assert a civil lawsuit alleging emotional distress.

It is important to note that in most cases, you may only be able to sue for emotional damages if the incident in question resulted in physical harm.

How to Write an Effective Personal Injury Demand Letter to the Insurance Company

However, as of Junesome courts have recognized a right to award monetary damages for emotional distress claims without a showing of actual physical harm in cases of sexual harassment or defamation. As noted above, emotional distress cases are tricky, due to the nature of having to prove an injury that you cannot physically see like chronic anxiety versus a broken leg Therefore, cases in which emotional distress damages are claimed must be backed by solid documentation that will prove to the court that you have suffered actual damages.

This means that the use of expert witness is often necessary to help prove to a court that you both suffered an actual injury and the amount of damages that resulted from that injury. Because of the use of expert witnesses, suing for emotional distress is often very expensive. However, if you have a valid claim for severe emotional distress, a personal injury attorney may take your case on a contingency fee basis, which will save you from having to pay high case fees yourself.

In addition to the numerous amount of evidence you must have to prove damages, you must also be able to prove the other elements of an emotional distress claim.

This means you must prove that the incident that caused the emotional distress was due to the intentional or reckless acts of a person who acted with extreme or outrageous conduct, and it resulted in your suffering of severe emotional distress. Outrageous conduct means more than mere insults, threats, annoyances, or petty oppressions. For example, someone shouting at you that they hope you die would not result in a valid claim of emotional distress, but someone falsely informing you that your child or a close family member had been killed may.

This means that often in order to recover for emotional distress, you must either be directly injured yourself or you were also in danger of physical injury. For example, if you were in a car wreck with your family due to the negligent driving of a drunk personyou may be able to recover for the emotional distress you suffered from both your physical injuries and injuries to your family.

Another example is where a drunk driver drives onto a sidewalk and hits a child walking with their family.

Sample Hardship Letter

In that case, the family members, who were also in danger of being physically injured by the driver, may recover for the emotional distress that they suffered. A typical statute of limitations period for most claims of negligent or intentional infliction of emotional distress is two years from the date of injury.

As noted above, there are two main types of emotional distress claims. The different types of claims available for emotional distress include:. As can be seen, proving an emotional distress claim is often a difficult matter, especially where you do not also have a physical injury.

Further, emotional distress cases are often very expensive to bring, due to the nature of having to hire expert witnesses, such as a therapist, doctor, or psychologist to prove the extent of your injuries and the amount of money needed to allow for a proper recovery. Additionally, state laws will vary as to what will be required to properly prove a claim for emotional distress. For all of these reasons, consulting with a well qualified and knowledgeable personal injury attorney may be in your best interests.

An experienced personal injury attorney will help evaluate your case, build evidence to prove your injuries, hire expert witnesses, represent you in court, and even may take you case on a contingency fee basis to help you with the hire case fees associated with cases involving claims for emotional distress.

Travis earned his J. Travis has written about numerous legal topics ranging from articles tracking every Supreme Court decision in Texas to the law of virtual reality.

Demand Letter Sample

In his spare time off from the legal world and quest for knowledge, this 3rd degree black belt and certified instructor aspires to work with various charities geared towards bringing access to entertainment and gaming to all persons. Law Library Disclaimer. Can't find your category?In reality, you can write a demand letter to any person, business, or other entity responsible for wrongdoing. A demand letter can be very beneficial so it is important to make sure it is well-written.

Someday you may find yourself in a legal dispute with your employer. Perhaps that day is today. You can begin by writing a demand letter to your employer.

You will want to include at least your name, address, and a phone number you can easily be reached at. If the other party wants to discuss or respond to the demand letter in any way, you will have to be accessible to them.

It is important to include the name of the other party in the demand letter. This ensures that it goes to the right place and is seen by the right person or persons. You write a demand letter so that your dispute can be resolved before you decide whether or not to sue.

Maybe you were brought into a dispute with your employer because of a wrongful termination. In this case, you would explain the facts surrounding the wrongful termination. It is important to be detailed. Details give the other party all the facts they need to make a decision. How to Sue Your Employer for Discrimination. This section of the demand letter explains exactly what you are accusing the other party of doing.

Consider, again, that you were wrongfully terminated. If your employer terminated you in an act of discrimination, then you would here accuse your employer of employment discrimination. An employment attorney can help you explain exactly why your employer was responsible. This section is what gives the demand letter its name.By Charles R.

Gueli, Esq. The most common types of personal injury claims include car accidents, slip and falls, and dog bites. Examples of complicated injury claims can include medical malpracticeinjuries to children, or multiple at-fault parties.

The negotiation phase of an injury claim begins when you make a written demand for compensation to the insurance company. We give you the help and examples you need to write an effective and professional-looking letter for your demand packet.

A good demand packet consists of a carefully crafted demand letter and enclosed copies of your supporting documentation. Send the letter by USPS certified mailreturn receipt requested. Make a copy of the full packet for your records. When the certified mail green card comes back to you, confirming delivery, attach the card to your copy of the demand letter. Keep your copy of the notification letter and your demand packet along with other important paperwork organized in your injury claim file.

A good demand letter follows an orderly progression that tells the insurance company who you are, how you were injured, the damages you sustained, who should pay for your damagesand the amount of money you demand for compensation.

Letter Heading: The heading will have information about you, the insured, the claim, and the reason for your letter. Presentation of Facts: In the body of the letter, layout your facts clearly and concisely. After the salutation, begin by explaining the events that led up to your injuries.

Then give a step-by-step description of the events that came together to cause the accident. Provide as much detail as you can. Write this as if you were walking the adjuster through every step along your road to recovery. Clearly relate the levels of pain and discomfort you experienced. Hard costs are damages you can prove with tangible evidence, like medical bills, lost wage statements, and receipts for medications.

Include specific details that show how your life was altered, such as canceling a vacation or an important business trip, or not being able to attend an important family event. Relate how the effects of prescription medication or the injuries themselves prohibited you from normal daily functions, and how you had to rely upon others.

You can even describe relationships that were strained due to the limitations of your injuries.

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Compensation: Personal injury claims ultimately come down to money. Closing: The closing paragraph should end by thanking the adjuster for their attention and placing a time limit on their response. Click the buttons for helpful tips on writing your demand letter. I still have painful symptoms that may continue into the future. Please respond within fifteen 15 business days. I appreciate your prompt attention to this matter.

Here we use a fictional auto accident scenario to show how you can personalize our demand letter template. As you know, on August 23,I was severely injured when your insured failed to stop at a red traffic signal and violently crashed into my car. If not for the negligence of your insured, Sidney Wood, I would not have suffered my injuries and subsequent lost wages, pain and suffering.

I still suffer from the aftermath of the car crash. Background: On August 23,at about a. At all times, I was paying attention to the road, traffic signals, and other vehicles in my line of sight.

I was also wearing my seatbelt.A hardship must be something that has been out of your control that has forced you into a financial corner. Medical issues, job loss, death in the family are examples of hardships. Some sample hardship letters are also given below that will help you in customizing your hardship letter according to your own needs. Following are the important tips to write a hardship letter.

sample demand letter for emotional distress

Who, What, Why, Whom and How. All the facts and figures should be included in the letter. So you need to be courteous and polite in your approach irrespective of the fact that your recipient is your customer or your service provider, your employer or your employee. But politeness odes not mean you accept every thing of the other person. You should be firm on your points.

All the information provided in your letter should be correct. There is no margin of mistake in business. Mistake means you are loosing some monetary value. It also gives a bad impact if you say something wrong. Wrongly adding something in your letter has a negative impact on your goodwill as well. Sample Hardship Letter. Due to the recent adjustment to the mortgage I currently have with your company, I am finding it very difficult to afford the new payment.

sample demand letter for emotional distress

I have a 3 year fixed rate which is now adjustable and is schedule to adjust again in Feb. Considering my current income, there will be no way I can afford the increased payments come February. Is it possible to have my current adjustable rate mortgage converted to a fixed rate?

If this is not possible can the next rate change is postponed to a future date to allow me to hopefully refinance. Any other solutions you could provide would be greatly appreciated. I have had no problem making my payments for over three years now and do not want that to change. My mortgage was originally written by another company and bought by Countrywide.

The original mortgage terms are terrible but it was the only loan I was qualified for at the time. I was assured that refinancing would be no problem but that turned out not to be true due to the downturn of the housing industry. I was researching on the internet and came across the Fannie Mae Announcement Oct.

I believe this addresses the situation I currently find myself in along with many other homeowners.

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Attached are recent pay stubs showing my current income? Since last monthI am experiencing financial difficulties due to layoff, medical problem.Most car accidents are not fatal, thank goodness.

However, even minor accidents can result in serious emotional distress and mental anguish. According to the National Highway Traffic Safety Administration, almost every 10 seconds, someone in the United States becomes a victim of a car accident injury. Many times, insurance companies will attempt to dismiss claims of emotional distress, viewing them as a ploy to get more money.

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Symptoms of mental anguish can be difficult to recognize at first, but may include:. One particular study performed in Britain showed that most car accident victims do recover psychologically within a year after an accident, but some developed anxiety and other persistent problems even months after the accident.

If you suffer from emotional distress after an accident, you may find it very difficult, or near impossible, to drive or ride in a motor vehicle for years, and maybe for the rest of your life. Seeing things that remind you of your accident may result in serious anxiety, nervousness or fear that will keep you from being able to travel in a car altogether.

It could be a great inconvenience and become very difficult to travel anywhere in a vehicle. It is important to be able to describe and convince the insurance company involved that you deserve reimbursement for your pain and suffering.

This is done by providing evidence of what you are experiencing. You need to be able to give specific examples of what has caused your emotional distress, inability to sleep, or depression. You must clearly explain how these symptoms have affected your life and the life of your family.

sample demand letter for emotional distress

You need the right representation for your case. Use these questions as a guide when you interview potential attorneys. When an insurance company has evidence of your distress, they are most likely to reimburse you a higher amount of money for your suffering.

Good examples of this type of evidence can include:. Mental Health Narratives from counselors, psychologists, or your family physician. They will write their professional observations of your mental and emotional state.

Prescriptions Keep a list of any medications you have been prescribed by a doctor for depression, anxiety or other psychological symptoms. The attorneys at Van Wey Law have helped hundreds of car accident victims recover compensation for emotional and physical injuries sustained in car accidents where another driver was at fault. They know how to navigate through the sometimes complex process of dealing with insurance companies who are not looking out for your interests.

Contact us today for a free consultation about your car accident and emotional suffering. We are here to help 24 hours a day, seven days a week. View Larger Image.When a person is injured, he or she may be able to recover compensation for damages by filing an injury claim. Damages include economic and noneconomic losses.

Examples of economic damages could include the cost of medical care, loss of income, damage to property, or other expenses related to the accident or injury. In some cases, the conduct of the person who caused the injury is so outrageous and extreme that it exceeds the bounds of decency or the norms of civilized society. When conduct intentionally or recklessly causes emotional harm, the injured person may be entitled to additional damages for the infliction of emotional injury.

It is common to experience stress and anxiety after an accident. However, some events can cause a heightened level of emotional torment, anxiety, shock, and depression.

What is a Stowers Demand?

A person can negligently cause emotional damage without intending to do so. For instance, a driver who is leaning over to pick up a cell phone that fell into the floor may be guilty of negligent infliction of emotional stress if they cause a car crash that injures other parties while they were distracted.

On the other hand, a person may be guilty of intentionally inflicting emotional harm if they act in a manner that they knew or should have known would cause distress. For example, an individual taking medication that he knows can increase the effects of alcohol goes to a bar and drinks heavily. The person then decides to drive home instead of calling a cab.

The fact that the individual knew they were taking medication that had a warning to avoid alcohol, but they chose to drink and drive could be considered an intentional infliction of emotional pain and harm.

The question can be tough to answer in some cases. When an accident victim is attempting to prove that the person who caused the accident intended to cause extreme emotional distress, the victim must prove each element required by law for the claim. Generally, the three elements required in Arizona are:. Defining extreme conduct or outrageous conduct can be tricky.

Conduct must go beyond being offensive, harmful, or merely hurtful. In most cases, mere insults or rudeness do not qualify as outrageous. Likewise, the conduct of a driver who turns their head to talk to a passenger and crashes into a pedestrian is likely not going to be considered extreme. On the other hand, if the driver is having intercourse with a passenger and strikes a pedestrian, the court may find this conduct to be outrageous. An attorney uses several factors to help a jury conclude that the distress was severe, including the duration and intensity of the emotional damage.

Also, physical injury and mental manifestations of distress, such as eating disorders, sleep problems, paranoia, ulcers, and chronic migraines.

Proving that an action was intentional for an emotional distress claim can be difficult, especially without trained, experienced, and skilled legal counsel. Visit our website to find more information on the different practice areas we take on. March 23, However, how do evaluate your emotional pain? What is emotional distress? What are the symptoms of emotional distress? An example of emotional distress in car accident How do you prove emotional distress in a personal injury claim?

What is the value of emotional distress in an accident claim? In most accident claims if you want to receive compensation for your emotional pain and suffering you must also demonstrate some form of physical injuries as well. Although as usual there are quite a few exceptions to this rule. In terms auto accidents, emotional distress claims usually only crop up if the accident was serious and substantial injuries occurred.

Every person is wired a little bit differently and as such will respond to trauma differently. Insurance companies tend to think in terms of rigid definition. Since he was hit by a drunk driver things have changed. John suffered broken bones in his left leg, had to be hospitalized, and needed to wear a cast for 6 months in order for his bones to heal.

In addition to the physical discomforts John also experienced emotional turmoil. After the accident he started to feel more tense and agitated every time he got behind the wheel.

The feeling of daily tranquility from his routine was now gone. John says this stress has affected his ability to concentrate, sleep and by extension the relationship he has with his wife. He hopes the symptoms dissipate soon and he can return to his old way of life. As you can see in this example, John experienced both physical and emotional pain and suffering after his car accident.

sample demand letter for emotional distress

Because you were able to see the full spectrum of how his accident affected him both physically and emotionally. At the end of the day, the point of a car accident claim is to somehow compensate you for ALL of your pain and suffering.

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If you are able to vividly describe how the injuries have affected you, this increases your chances of getting a fair settlement. Emotional pain is probably the hardest type of injury to prove. So make sure you document and clearly detail your problem thus establishing your case for compensation. Claims for emotional injuries do not generally play a huge role in determining the amount an injured person will receive. Minor claims of anguish or emotional distress simply allow the injured person to be humanized.

If your claim is bigger and the emotional distress more severe, the odds are pretty good there will be an attorney involved.

In this case, an attorney can help you place appropriate amount to your demand. Unfortunately, many people abuse the system and use emotional pain as a way to inflate the value of their accident claim. Some people may misinterpret this article but I wanted to be clear that our goal is to NOT teach you how to scam the insurance company.

Hopefully, you now have a clearer sense of how to evaluate your own emotional pain and suffering and how it can impact your final settlement amount.